What it is
Adyen is a Dutch payments platform for mid-size and large companies that sell across countries and channels. One account handles online payments, in-store terminals and platform payments, with its own acquiring in many markets and local methods such as Pix, boleto and OXXO. It prices on Interchange++, a transparent model that pays off at high volume.
How to use it
- Unify online and in-store payments under one contract and one set of reports.
- Accept local methods such as Pix, boleto and OXXO without extra providers.
- Cut fraud with a risk engine trained on data from its whole network.
- Split payouts to sellers on your marketplace with Adyen for Platforms.
What it's good for
- A retail chain with stores in Mexico and Brazil that wants in-store and online sales reconciled in one place.
- An airline or travel app charging customers in many countries and currencies.
- A regional marketplace splitting each payment among sellers while meeting each country's rules.
Pros
- Online, in-store and platform payments through a single integration
- Interchange++ shows the real cost of each card transaction
- Its own acquiring and local payment methods in many countries
- No setup, monthly or integration fees
Cons
- Built for high volume, with a minimum invoice that depends on your industry
- Integration requires an engineering team; not for businesses just starting out
